Fire insurance covers all kinds of mobile and immobile property having pecuniary value which
includes buildings, plants, machinery, furniture, fixtures and fittings, household articles, stocks
and merchandise etc.
Under this insurance the company will indemnify the insured against loss of or damage to the private
dwelling house and the household contents therein by any of the following perils without an extra
There are two kinds of policies of this insurance:
i. includes any loss or damage to the vehicle by
a. Accidental external means
Marine Cargo Insurance
The company provides Marine Cargo Insurance of goods whilst in transit by sea, air, rail, or road.
This policy indemnifies the insured against any loss or damage caused to the aircraft due to any
Prabhu Insurance Limited is a non-life insurance company founded in 1996 by leading industrial and business houses of Nepal. It has major shareholding of Prabhu Group and also of Karmachari Sanchaya Kosh (Employee's Provident Fund), an enterprise of Government of Nepal. It has paid up capital around 30 crores by end of Fiscal year 2071/2072.