Keeping in mind growing need of medical insurance for Nepalese going overseas, Prabhu has come up with ‘Prabhu Travel Insurance Policy‘ – This insurance is intended to cover the insured in the event of sudden and unexpected sickness or accident arising when he is abroad and also loss of checked baggage, passport and public liability by means of extension the policy.
Trekking and mountaineering insurance policy covers accidental death and injury to the insured person while trekking in Nepal. It covers:
- Accidental Death and Injury
- Accidental medical expenses
- Search and rescue
- Repatriation of the remains (In case of death)
This insurance provides comprehensive insurance coverage from one single insurance policy to the institutions, which have heavy financial transactions like Bank. The risks covered under this insurance are Cash/Valuables in the premises, Cash/Valuables in Transit, Forgery, Alteration, Infidel activities of staffs etc.
This insurance is intended to cover contents of premises against loss or damage by burglary and/or by housebreaking. Here the burglary and housebreaking are defined as theft involving entry to or exit from the insured premises by forcible and violent means. It is a general condition of this policy that a watchman or a security guard is available in the premises on a 24 hour basis.
This policy provides an indemnity in respect of loss of money carried by authorized messenger while in transit from one place to another, specified in the policy due to robbery, loss caused by the accident of vehicle and aeroplane. This insurance is intended for banks, industrial, manufacturing and business concern who periodically draw from banks or other sources large sums of money for payments of salaries and for other day-to-day transactions.
Cash in Transit is specifically designed to protect the insured from:
- Loss of money arising out any cause
- Loss of or damage to safe/strong room
- Any case in which money is being carried
- The goods or property of the insured or for which the insured is legally responsible caused by theft or
This insurance is intended to provide an indemnity to the employer for financial loss sustained as a result of forgery, embezzlement and larceny of fraudulent conversion of money of the employer committed by salaried employees in the course of performance of their duties. The maximum liability under the policy will be the amount of guarantee.
The cover provided includes reimbursement for loss resulting from:
- loss of property
- loss from loans or trading
The above is brief information of the covers available under the Policy. Please request for a copy of the Insurer’s Terms and conditions of the policy which shall be binding and considered as final basis for settlement of any dispute.
This policy covers financial loss that may arise as a result of accident caused by violent and visible external means causing death or disablement due to bodily injury. In the case of comprehensive personal accident insurance it covers temporary total disablement and medical expenses up to fixed limits. Besides, the policy can be extended to cover the risks that could arise during trekking, mountaineering expedition, rafting, commercial flights, etc. but the policy does not cover the chartered flights.
- Permanent Total Disablement
- Permanent Partial Disablement
- Temporary Total Disablement
- Accidental Medical Expenses
Accidents can happen anytime and anywhere. When it happens, make sure that you and your family are protected comprehensively.
Prabhu Personal Accident Insurance for individuals and families is no ordinary insurance. It provides coverage in the form of compensations – a financial support that will allow you or your family to concentrate on recovering and includes coverage for death, partial or total disability, medical expenses and hospitalization.